Kasasa Cash Back Checking | Rewards Checking | First Utah Bank

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Kasasa Cash Back® Checking

84% of consumers say cash back is their preferred reward.1



Kasasa Cash Back is free checking with no minimum balance, ATM fee refunds, and of course, 3.00% cash back2!

You get rewarded for behaviors by doing a few simple things each month. There are no category restrictions on purchases, and you’ll earn cash back on up to $500 in purchases monthly; that’s up to $15 cash back each month.

Welcome to free checking that pays you for a change. Kasasa Cash Back® pays 3.00% cash back on qualifying debit card purchases* (up to $15 per month!). Which means you’ll have a little left over to spend, save, or squander.

To sweeten the deal, we’ll also refund your ATM fees nationwide* — so you don’t pay to access your own money. And it’s easy to earn your rewards. Simply do a few things that make account management much easier. Do you Kasasa?®

Account Features:

  • Free checking that pays you 3.00% cash back*
  • No category restrictions on purchases
  • Cash back earned on up to $500 in purchases monthly
  • Earn up to $15 cash back per month
  • ATM fee refunds nationwide (up to $15 monthly)*
  • May be linked to a free Kasasa Saver® savings account
  • Transfer Kasasa Cash Back rewards for automatic savings
  • No minimum balance required to earn rewards
  • No monthly service charge
  • Free Internet Banking with Bill Pay and Mobile Banking
  • Free eStatements
  • Free Visa® debit card
  • Access to surcharge-free ATMs


Each time you qualify, you earn cash back and nationwide ATM refunds. To earn these rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle
  • Be enrolled and review eStatement notice

If you don’t qualify for the rewards in a given cycle, don’t worry, your account is still free. You can get back to earning your full rewards the very next qualification cycle. It’s time to Take Back Banking with Kasasa Rewards Checking.

2020 Kasasa Calendar

Checking Under Pressure, Informa Research
Must meet requirements to earn full cash back amount
* Restrictions Apply.
Qualifications Information:  Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Utah Bank as ATM transactions and purchases made with non-First Utah Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
 Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $500 debit card purchases that post and settle to the account during that cycle period. A maximum of $15.00 cash back may be earned per Monthly Qualification Cycle.  You will also receive reimbursements up to 15 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded.   Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information:  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) is required to meet some of the account’s qualifications. Limit 1 account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account.  Contact a First Utah Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.