Kasasa Cash Checking | Rewards Checking | First Utah Bank

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Kasasa Cash® Checking

Earn high interest rates with no minimum balance requirement and no monthly service fee.*



Kasasa Cash® is free checking with no minimum balance, nationwide ATM fee refunds, and of course, 2.50% APY** interest on balances up to $15,000*!

Kasasa Cash is a whole new way to bank; it’s free checking that rewards you with 2.50% APY** and nationwide ATM fee refunds.*  All you have to do to earn these rewards is meet some easy monthly qualifications. Even if you don’t meet the qualifications, your account is still free!

It’s high-interest checking with no minimum balance requirements, and no monthly service fees. Link it to Kasasa Saver®; a free savings account to build your savings automatically. Do you Kasasa?®

Account Features:

  • 2.50% APY** on balances up to $15,000
  • 2.50% to 1.00% APY** on balances over $15,000 depending on the account’s balance
  • 0.05% APY** if qualifications are not met
  • ATM fee refunds nationwide (up to $15 monthly)*
  • May be linked to a free Kasasa Saver savings account
  • No minimum balance required to earn rewards
  • No monthly service charge
  • Free Internet Banking with Bill Pay and Mobile Banking
  • Free eStatements
  • Free Visa® debit card
  • Access to surcharge-free ATMs


Each time you qualify, you earn really high interest and nationwide ATM refunds. To earn these rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) post and settle
  • Be enrolled and review eStatement notice

If you don’t qualify for the rewards in a given cycle, don’t worry. You still earn our base rate of interest and get unlimited checking and you can get back to earning rewards the very next qualification cycle. So don’t just bank, Kasasa®.

2020 Kasasa Calendar

Restrictions apply.
** APY = Annual Percentage Yield.
Qualifications Information:  Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by First Utah Bank as ATM transactions and purchases made with non-First Utah Bank issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.50%; and balances over $15,000 earn 1.00% interest rate on the portion of balance over $15,000, resulting in a range from 2.50% – 1.00% APY depending on the account’s balance and (2) you will receive reimbursements up to $15 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded.
Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.  APY = Annual Percentage Yield. APYs accurate as of 06/21/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information:  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) is required to meet some of the account’s qualifications. Limit 1 account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account.    Contact a First Utah Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.