Personal Credit Cards - First Utah Bank | Personal Banking | Business Banking | Treasury Management | Loans

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Personal Credit Cards

No annual fee, unlimited rewards and more!

The Platinum Consumer Credit Card from First Utah Bank is a great choice for consumers looking for a low cost credit card with great rates and rewards! Our cards offer:

  • No annual fees and no penalty rates
  • Unlimited rewards and cash rewards
  • Mobile payments (Apple Pay, Samsung Pay, Google Pay)
  • Visa Checkout
  • Paperless Statements
  • SecurLOCK™ text and email fraud alerts
  • Cell Phone Protection
  • Travel Accident Insurance (150k)
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Card Features & Benefits

FICO® Score

Cardholders can now view their FICO® Score for free at

  • Viewing score does not impact credit
  • FICO® Score history and education
  • Scores are updated monthly
  • Consumer accounts only


Two-way SMS text and email fraud alerts

Cell Phone Protection

Cardholders who pay their monthly cell phone bill with the credit card will automatically receive cell phone protection at no additional cost

  • Covers damage or theft
  • Coverage is up to $200 per claim or $400 per 12 month period ($50 deductible)
  • Will market via email, statement inserts, card carrier welcome inserts; in-branch materials

Mobile Payments

Cardholders can load their credit card on to their mobile wallet

Visa Checkout

Card and shipping information stored in a secure account, cardholders only enter a username and password at checkout

Online Account Management

Cardholders can access their credit card account online through
The site provides the ability to:

  • Activate card
  • Make payments
  • Set up account alerts
  • View FICO credit score for free
  • View transactions statement history
  • File a fraudulent transaction claim
  • Download the data to QuickBooks or other applications


Rewards Program

  • Cash rewards and reward points do not expire and there is no cap on the amount you can earn
  • Cash rewards are applied in a statement credit and are redeemable in $25 increments via
  • Points redeemable for merchandise (electronics, jewelry, digital music awards) travel (airline tickets, hotel and car rentals) and charitable contributions.
  • Split tender for merchandise and travel
  • To see what’s available:
Apply for a Credit Card Online