E-Sign Consent Disclosure

This E-Sign Consent Disclosure documents your consent to receive online banking services in electronic format for those products and services offered or accessible through Internet Banking so we can provide communications (such as customer agreements, monthly billing or account statements, legal and regulatory disclosures, notices, transaction history, privacy policies and all other information related to the products, services or accounts) to you in an electronic format rather than a paper format. We recommend you print or download a copy of this disclosure that you may retain.

-Unless you consent, you have the right to receive all required disclosures in paper or non-electronic form.

-Even after consent, if you want to receive a paper copy of the disclosure in addition to the electronic disclosure you can obtain one free of charge by calling or writing us at the number or address listed below.

-You can withdraw your consent at no charge at any time by calling or writing us at the number or address listed below.

-By consenting to conduct transactions and receive disclosures and notices electronically you agree to provide us with the information (such as a current email address) needed to communicate with you electronically and update us as to any changes in such information by calling or writing us at the number or address listed below.

Hardware Software Requirements
The minimum computer hardware and software requirements to receive and keep the electronic disclosures and notices are:

• A personal computer or other device which is capable of accessing the internet.  Your access to this page verifies that your system/device meets these requirements.
• An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, which requires a minimum web browser version of Microsoft® Internet Explorer version 7.0 (available for downloading at http://www.microsoft.com/windows/ie/downloads/default.asp) and your system or device must have 128-bit SSL encryption software. Your access to this page verifies that your browser and encryption software/device meets these requirements.
• You must have software which permits you to receive and access Portable Document Format or “PDF” files such as Adobe Acrobat Reader® version 8.0 and above  (available for downloading at http://www.adobe .com/products/acrobat/readstep2.html). Your access to this page verifies that your system/device has the necessary software to permit you to receive and access PDF files.

Contact Information
801-272-9454
First Utah Bank
3826 South 2300 East
Salt Lake City UT 84109
internet-support@firstutahbank.com

PLEASE NOTE:
Consenting to receive communications under this Disclosure will not automatically enroll you in e-statements.