Rates Archive - First Utah Bank | Personal Banking | Business Banking | Treasury Management | Loans
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Rates

Rates effective as of November 15, 2022.

Promotional CD
A penalty may be applied for early withdrawal.
Term Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
13 Month $500 3.25% 3.29%
18 Month $500 3.50% 3.55%
37 month $500 3.50% 3.55%
Fixed Rate CD
A penalty may be applied for early withdrawal.
Term Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
6 month $500 0.75% 0.75%
12 month $500 1.25% 1.26%
24 month $500 1.45% 1.46%
36 month $500 1.55% 1.56%
48 month $500 1.65% 1.66%
60 month $500 1.75% 1.76%
Business High Yield Money Market and Savings
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open
and Avoid $25 Monthly Service Fee
Annual Interest Rate Annual Percentage Yield
(Monthly Compound)
$1,000,000+ $2,500 1.60% 1.61%
$500,000 - $999,999 $2,500 1.20% 1.21%
$250,000 - $499,999 $2,500 1.00% 1.00%
$100,000 - $249,999 $2,500 0.80% 0.80%
$50,000 - $99,999 $2,500 0.40% 0.40%
$0 - $49,999 $2,500 0.20% 0.20%
Personal High Yield Money Market and Savings
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
$250,000+ $2,500 1.10% 1.11%
$100,000 - $249,999 $2,500 1.00% 1.00%
$25,000 - $99,999 $2,500 0.90% 0.90%
$10,000 - $24,999 $2,500 0.60% 0.60%
$1,000 - $9,999 $2,500 0.40% 0.40%
$0 - $999 $2,500 0.20% 0.20%
Full Service Checking
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
$250,000+ $25 0.80% 0.80%
$100,000 – $249,999 $25 0.70% 0.70%
$25,000 – $99,999 $25 0.60% 0.60%
$10,000 – $24,999 $25 0.50% 0.50%
$1,000 – $9,999 $25 0.40% 0.40%
$0 – $999 $25 0.20% 0.20%
Interest Checking
Monthly service fees may reduce earnings. Rate may change after account is opened.
Product Interest Paid on Balances Above Annual Interest Rate Annual Percentage Yield
(Monthly Compound)
Interest Checking $0 0.20% 0.20%
Personal Savings
Monthly service fees may reduce earnings. Rate may change after account is opened.
Product Interest Paid on Balances Above Annual Interest Rate Annual Percentage Yield
(Monthly Compound, Except Where Noted)
Flex IRA $0 1.40% 1.41% (Quarterly Compound)
Companion Savings $25,000 1.00% - 0.60% 1.00% - 0.60%
Companion Savings $0 1.00% 1.00%

First Utah Bank Consumer and Commercial Account Disclosures are available by visiting any branch location.