Rates Archive - First Utah Bank | Personal Banking | Business Banking | Treasury Management | Loans
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Rates

Rates effective as of August 3, 2020.

Fixed Rate CD
A penalty may be applied for early withdrawal.
Term Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
1 month $500 0.15% 0.15%
3 month $500 0.25% 0.25%
6 month $500 0.50% 0.50%
12 month $500 0.50% 0.50%
24 month $500 0.60% 0.60%
36 month $500 0.80% 0.80%
48 month $500 0.90% 0.90%
60 month $500 1.00% 1.00%
Business Money Market
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open
and Avoid $15 Monthly Service Fee
Annual Interest Rate Annual Percentage Yield
(Monthly Compound)
$1,000,000+ $2,500 0.25% 0.25%
$500,000 - $999,999 $2,500 0.20% 0.20%
$250,000 - $499,999 $2,500 0.15% 0.15%
$100,000 - $249,999 $2,500 0.10% 0.10%
$50,000 - $99,999 $2,500 0.05% 0.05%
$0 - $49,999 $2,500 0.05% 0.05%
Business High Yield Money Market
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open
and Avoid $25 Monthly Service Fee
Annual Interest Rate Annual Percentage Yield
(Monthly Compound)
$0 $25,000 0.50% 0.50%
Personal Money Market
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
$250,000+ $2,500 0.20% 0.20%
$100,000 - $249,999 $2,500 0.15% 0.15%
$25,000 - $99,999 $2,500 0.10% 0.10%
$10,000 - $24,999 $2,500 0.05% 0.05%
$1,000 - $9,999 $2,500 0.05% 0.05%
$0 - $999 $2,500 0.05% 0.05%
Personal High Yield Money Market
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
$250,000+ $25,000 0.50% 0.50%
$100,000 - $249,999 $25,000 0.50% 0.50%
$25,000 - $99,999 $25,000 0.50% 0.50%
$10,000 - $24,999 $25,000 0.40% 0.40%
$1,000 - $9,999 $25,000 0.30% 0.30%
$0 - $999 $25,000 0.20% 0.20%
Interest Checking
Monthly service fees may reduce earnings. Rate may change after account is opened.
Product Interest Paid on Balances Above Annual Interest Rate Annual Percentage Yield
(Monthly Compound)
Interest Checking $0 0.25% 0.25%
Full Service Checking
Monthly service fees may reduce earnings. Rate may change after account is opened.
Available Balance Minimum Deposit to Open Annual Interest Rate Annual Percentage Yield
(Quarterly Compound)
$250,000+ $25 0.25% 0.25%
$100,000 – $249,999 $25 0.20% 0.20%
$25,000 – $99,999 $25 0.15% 0.15%
$10,000 – $24,999 $25 0.10% 0.10%
$1,000 – $9,999 $25 0.10% 0.10%
$0 – $999 $25 0.10% 0.10%
Savings
Monthly service fees may reduce earnings. Rate may change after account is opened.
Product Interest Paid on Balances Above Annual Interest Rate Annual Percentage Yield
(Monthly Compound, Except Where Noted)
Consumer High Yield Savings $0.00 0.10% 0.10%
Consumer High Yield Savings $1,000 0.15% 0.15%
Consumer High Yield Savings $10,000 0.20% 0.20%
Consumer High Yield Savings $25,000+ 0.25% 0.25%
Flex IRA $0 0.75% 0.75%
Basic Savings $0 0.10% 0.10% (Quarterly Compound)
Companion Savings $25,000 0.50% - 0.25% 0.50% - 0.25%
Companion Savings $0 0.50% 0.50%

First Utah Bank Consumer and Commercial Account Disclosures are available by visiting any branch location.