Money Back Checking | Rewards Checking | First Utah Bank

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Money Back Checking

Get 3% money back on your debit card purchases



Money Back Checking is free checking with no minimum balance requirement, no qualifications and of course, 3.00% money back!

There are no category restrictions on purchases, and you’ll earn money back on debit card purchases monthly – up to $15 money back each month.

Welcome to free checking that pays you for a change. Money Back Checking pays 3.00% cash back on qualifying debit card purchases* (up to $15 per month!). Which means you’ll have a little left over to spend, save, or squander.

Account Features:

  • Free checking that pays you 3.00% cash back*
  • No category restrictions on purchases
  • Cash back earned on debit card purchases monthly
  • Earn up to $15 cash back per month
  • May be linked to a free Companion Savings account
  • No minimum balance required to earn Money Back
  • No monthly service charge
  • Mobile Banking and Internet Banking with Bill Pay
  • Free eStatements and eNotices
  • Free Visa® debit card
  • Access to surcharge-free ATMs
Cash Back Information – Cash back of 3% is paid on the net VISA debit card purchase transactions. The maximum payout is $15.00 per month and is credited on the following monthly statement.
Minimum balance to open the account – You must deposit $25.00 to open this account.
Additional terms – This account is non-interest bearing and has no monthly minimum balance requirements. This account includes electronic statements and electronic notices for no charge. Paper statements are available for an additional monthly fee as disclosed on our separate fee schedule. There is no monthly service charge and no minimum balance requirements.