Welcome to the free checking account that pays YOU for a change
Money Back Checking pays 3.00% cash back on qualifying debit card purchases (up to $15 per month!). This means you’ll have a little left over to spend, save, or squander.
Recommended if… |
You use your debit card to make purchases and are looking for cash back |
Minimum Opening Deposit |
$25 |
Is there a Monthly Service Fee? |
No |
Does the account pay interest? |
No |
Do I receive cash back on debit card purchases? |
Cash back of 3% is paid on the net VISA debit card purchase transactions with a maximum payout of $15 per month |
May I request paper statements? |
Yes, there is a $5 per month fee, eStatement and eNotice at no charge |
May I write checks? |
Yes |
Are there ATM fees assessed? |
Not if you use First Utah Bank or MoneyPass ATMs |
Free access to Mobile Banking, Internet Banking, Mobile Deposit and Alerts |
Yes |
Minimum balance to open the account: A minimum of $25.00 is required.
Account fees: There is no monthly service charge and no minimum balance requirements.
Cash Back Information: Cash back of 3% is paid on the net VISA debit card purchase transactions. The maximum payout is $15.00 per month and is credited on the following month statement.
Effect of closing an account: If you close your account before Money Back is credited, you will not receive the accrued Money Back.
Additional terms: Account includes electronic statements and electronic notices for no charge. Paper statements are available for an additional monthly fee as disclosed on our separate fee schedule.
|
Recommended if… |
|
You use your debit card to make purchases and are looking for cash back |
|
Minimum Opening Deposit |
|
$25 |
|
Is there a Monthly Service Fee? |
|
No |
|
Does the account pay interest? |
|
No |
|
Do I receive cash back on debit card purchases? |
|
Cash back of 3% is paid on the net VISA debit card purchase transactions with a maximum payout of $15 per month |
|
May I request paper statements? |
|
Yes, there is a $5 per month fee, eStatement and eNotice at no charge |
|
May I write checks? |
|
Yes |
|
Are there ATM fees assessed? |
|
Not if you use First Utah Bank or MoneyPass ATMs |
|
Free access to Mobile Banking, Internet Banking, Mobile Deposit and Alerts |
|
Yes |
Minimum balance to open the account: A minimum of $25.00 is required.
Account fees: There is no monthly service charge and no minimum balance requirements.
Cash Back Information: Cash back of 3% is paid on the net VISA debit card purchase transactions. The maximum payout is $15.00 per month and is credited on the following month statement.
Effect of closing an account: If you close your account before Money Back is credited, you will not receive the accrued Money Back.
Additional terms: Account includes electronic statements and electronic notices for no charge. Paper statements are available for an additional monthly fee as disclosed on our separate fee schedule.
What our customers say
“Excellent bank. Top-notch customer service as they are proactive and polite. Everything is simplified, efficient, and easy to work through compared to a large, national organization.”
“They take great care of my elderly dad. Always nice and efficient.”
