Basic Checking - First Utah Bank | Personal Banking | Business Banking | Treasury Management | Loans

Business Credit Card

Merchant Services

Hub Access


Basic Checking

Free online and mobile banking, unlimited check writing, free eStatement, and more!


The Basic Checking Account from First Utah Bank is anything but basic. Enjoy unlimited check writing privileges, free personal online banking, mobile banking, Messenger and Bill Payment, free eStatements** and no ATM fees at First Utah Bank or MoneyPass ATMs.

Account Features:

  • Unlimited Check Writing
  • Free Personal Online Banking, Mobile Banking, Messenger and Bill Payment
  • Free eStatements**
  • No ATM fees at First Utah Bank ATMs or MoneyPass ATMs
  • Free Visa® Debit Card
  • Demand Deposit Loans available (subject to credit approval)

First Utah Bank’s Basic Checking account is a great option for consumers who are looking for a no-frills checking account. No minimum balance to maintain* and the account provides you with a variety of free features.

*Minimum balance to open the account: You must deposit $25.00 to open this account.
Additional terms: This account is non-interest bearing. Includes Electronic Statements for free. Paper statements are available for an additional monthly fee as disclosed on our separate fee schedule. No monthly service charge and no minimum balance requirements.
**Fee Schedule: Current fee schedule can be located by calling (801)308-BANK or emailing
Overdraft Fee Transaction Categories: The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or ACH debit.