Interest Checking | Rewards Checking | First Utah Bank

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Interest Checking

Earn high interest rates with no minimum balance requirement and no monthly service fee.


Interest Checking is a free checking account with no minimum balance and of course, 0.15% APY* interest!

Interest Checking is a whole new way to bank; it’s free checking that rewards you with 0.15% APY*.

It’s high-interest checking with no minimum balance requirements, and no monthly service fees. Link it to a Companion Savings; a free savings account to build your savings.

Account Features:

  • 0.15% APY* on all balances.
  • May be linked to a free Companion Savings account
  • No minimum balance required
  • No monthly service charge
  • Mobile Banking and Internet Banking with Bill Pay
  • Free eStatements and eNotice
  • Free Visa® debit card
  • Access to surcharge-free ATMs

View all Rates

* APY = Annual Percentage Yield.
Rate Information – Your interest rate and annual percentage yield may change as shown on the rate chart.
Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applied a daily periodic rate to the principal in the account each day.
Accrual of interest on noncash deposits – Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
Frequency of rate changes – We may change the interest rate on your account weekly.
Determination of rate – At our discretion, we may change the interest rate on your account.
Compounding and crediting frequency – Interest will be compounded every month. Interest will be credited to your account every month.
Effect of closing an account – If you close your account before interest is credited, you will not receive the accrued interest.
Minimum balance to open the account – You must deposit $25.00 to open this account.