Business Savings | First Utah Bank

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Business Savings



A business savings account offers a convenient way to keep your money safe while watching it grow. With no minimum balance requirement and no monthly service fees, as your business expands, you’ll always have the money you need for any unexpected expenses.

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Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly.
Balance Information: We use the simple balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: You must deposit $100.00 to open this account. There is a $2.00 service charge per withdrawal in excess of eighteen (18) items per quarter, not to exceed six (6) per month. Limited transactions include: preauthorized transfers through ACH or EFT, automatic transfers for overdraft protection, telephone, facsimile and computer transactions to transfer funds to another account at the same institution and withdrawals initiated by telephone where the proceeds are paid to third parties.
Account Fees: No monthly service charge and no minimum balance requirements.
FDIC-insured to the legal maximum for your protection and peace of mind