Established by Congress in 1977, the Community Reinvestment Act (CRA) encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. The CRA requires that banks’ efforts be evaluated periodically, and the report be publicized.

First Utah Bank received a rating of “Satisfactory” in its most recent CRA Performance Evaluation. The rating reflects the Bank’s commitment and responsiveness to the communities it serves. For your convenience, links to the Bank’s CRA public file are below. Please feel free to view, download or print this information. Should you have questions, please contact us at 801.308.2265.

• Annual Statement 2024-2025
• FFIEC Summary Census Demographic Information – Salt Lake County
• FFIEC Summary Census Demographic Information – Utah County
• Performance Evaluation