Credit Cards
eZCard Login | eZBusiness Login
First Utah Bank’s Business Credit Cards help your company easily monitor and control employee spending, drive volume from invoice and check transactions to your card
Flexible authorization strategies to manage risk including corporate T&E, purchasing, no case and no restaurant authorizations. Commercial card management administration website portals
Spend management including expense tracking and reporting, authorization controls and purchase restrictions
Administration of card program allows adding cards, closing cards, and making online payments
Business Credit Card Features
1.00% Cash Back – all purchases are eligible. Cash back is automatically credited quarterly (15th day of the month following quarter end)
13.49% APR – purchases/balance transfers
19.49% APR – cash advances
$0.00 – Annual Fee
1st of the month – card billing cycle date
25 days – # of grace days
(cards do not have to be paid to zero monthly)
Transaction Fees:
Balance Transfer Fee – 3%
Cash Advance Fee – 3% with $10.00 minimum
Foreign Transaction Fee – 1% of the US dollar amount
Late Payment Fee – $29
Returned Payment Fee – $29
Over Limit Fee – $29
Card Replacement Fee – $10
Business Credit Card Benefits
Travel – must have purchased all travel related expenses through the card
- Baggage Delay Reimbursement – if baggage is delayed more than four hours, the card will reimburse up to $100/day for up to 3 days.
- Accident Insurance – $500,000 max benefit accidental death and dismemberment policy
- Roadside Assistance – for a set price per call, currently $69.95, standard towing, tire change, jump start, lockout service, fuel delivery, winching
- Rental Vehicle Damage Waiver – collision or theft
Cellular Telephone Protection – monthly cell phone bill must be paid through the card
- Damage to or theft of eligible cellular phone will be reimbursed.
Purchase Security
- Automatically protects new retail purchases (Regulation E/VISA dispute)