Production Builder Financing - First Utah Bank
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Specialized Financing for Professional Builders

A production homebuilder loan is a robust financial tool designed for the unique pace of Utah’s real estate market. Unlike standard commercial loans, our builder-specific lines of credit allow for ongoing draws as milestones are met, up to your established maximum loan amount. Whether you are a local developer building entry-level homes or an established firm outgrowing your current financial institution, our flexible solutions provide the capital required to secure land, develop plats, and complete vertical builds without interruption.

Spec Home Construction

Access flexible funds for speculative projects, ensuring you can meet market demand and maintain a healthy inventory of "move-in ready" homes.

A&D and Infrastucture

Secure the necessary capital for land acquisition and the critical "horizontal" phase, including roads, utilities, and site improvements.

Guidance Lines of Credit

Utilize a revolving line of credit for vertical construction when you need to manage multiple projects simultaneously across Utah and surrounding areas.

Learn how we’re Redefining Possible when it comes to production homebuilder financing. Talk with one of our specialized construction loan officers today.

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